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<channel>
	<title>Board Journal Blog</title>
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	<link>http://www.boardjournal.com</link>
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		<title>Giant Green Algae Slick Getting Bigger</title>
		<link>http://www.boardjournal.com/giant-green-algae-slick-getting-bigger/</link>
		<comments>http://www.boardjournal.com/giant-green-algae-slick-getting-bigger/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 18:48:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[algae]]></category>
		<category><![CDATA[Algae bloom]]></category>
		<category><![CDATA[china]]></category>
		<category><![CDATA[Green Algae]]></category>

		<guid isPermaLink="false">http://www.boardjournal.com/?p=262</guid>
		<description><![CDATA[
The algae bloom covered 200 square kilometres (80 square miles) and was about 13 kilometres (eight miles) offshore and floating towards the coastal city of Jiaonan in Shandong province, Xinhua news agency said.
The local branch of the State Oceanic Administration, which monitors marine conditions, is sending boats in a bid to clear the algae, it [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="alignnone" title="green algae china" src="http://www.boardjournal.com/images/green_algae_china.jpg" alt="" width="400" height="266" /></p>
<p style="text-align: justify;">The algae bloom covered 200 square kilometres (80 square miles) and was about 13 kilometres (eight miles) offshore and floating towards the coastal city of Jiaonan in Shandong province, Xinhua news agency said.</p>
<p>The local branch of the State Oceanic Administration, which monitors marine conditions, is sending boats in a bid to clear the algae, it said.</p>
<p style="text-align: center;"><img class="alignnone" title="giant green algae china" src="http://www.boardjournal.com/images/green_algae_china2.jpg" alt="" width="400" height="246" /></p>
<p style="text-align: center;"><img class="alignnone" title="algae problem china" src="http://www.boardjournal.com/images/green_algae_china3.jpg" alt="" width="400" height="266" /></p>
<p>Algae blooms are typically caused by pollution in China and suck up huge amounts of oxygen needed by marine wildlife to survive and leave a foul stench when they wash up on beaches, the report added.</p>
<p>In August 2008, a large offshore algae bloom threatened the sailing competition of the Olympic Games when it engulfed waters surrounding the event&#8217;s venue in the eastern China city of Qingdao, near Jiaonan.</p>
<p>Up to 10,000 soldiers and volunteers were enlisted to clean up more than a million tonnes of the foul-smelling algae as they raced to clear the waters in time for the Olympics.</p>
<p>According to a 2008 State Oceanic Administration report, raw sewage and pollution from agricultural run-off has polluted 83 percent of China&#8217;s coastal waters, leading to algae pollution and other problems.</p>
<p>In 2008, China&#8217;s coastal waters witnessed 68 red tides &#8212; another type of algae bloom &#8212; covering 13,700 square kilometres (5,500 square miles), an increase of more than 2,100 square kilometres over 2007, the report said.</p>
<p style="text-align: center;"><img class="alignnone" title="green algae china" src="http://www.boardjournal.com/images/green_algae_china4.jpg" alt="" width="400" height="266" /></p>
<p style="text-align: center;"><img class="alignnone" title="green algae china news" src="http://www.boardjournal.com/images/green_algae_china5.jpg" alt="" width="400" height="267" /></p>
<p style="text-align: center;"><img class="alignnone" title="algae" src="http://www.boardjournal.com/images/green_algae_china6.jpg" alt="" width="400" height="300" /></p>
<p style="text-align: center;"><img class="alignnone" title="green algae china" src="http://www.boardjournal.com/images/green_algae_china7.jpg" alt="" width="400" height="267" /></p>
<p style="text-align: center;"><img class="alignnone" title="algae bloom" src="http://www.boardjournal.com/images/green_algae_china8.jpg" alt="" width="400" height="269" /></p>
<p style="text-align: center;"><img class="alignnone" title="clear the algae" src="http://www.boardjournal.com/images/green_algae_china9.jpg" alt="" width="400" height="266" /></p>
<p style="text-align: center;"><img class="alignnone" title="algae china" src="http://www.boardjournal.com/images/green_algae_china10.jpg" alt="" width="400" height="266" /></p>
<p style="text-align: center;"><img class="alignnone" title="green algae china" src="http://www.boardjournal.com/images/green_algae_china11.jpg" alt="" width="400" height="266" /></p>
<p style="text-align: center;"><img class="alignnone" title="boardjournal news" src="http://www.boardjournal.com/images/green_algae_china12.jpg" alt="" width="400" height="266" /></p>
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		<item>
		<title>Obtaining Disability Insurance</title>
		<link>http://www.boardjournal.com/obtaining-disability-insurance/</link>
		<comments>http://www.boardjournal.com/obtaining-disability-insurance/#comments</comments>
		<pubDate>Fri, 30 Apr 2010 16:00:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Disability Insurance]]></category>

		<guid isPermaLink="false">http://www.boardjournal.com/?p=257</guid>
		<description><![CDATA[Disability insurance is a policy that supplements your income in the event of a disability that keeps you from working and earning an income. It gives you enough to take care of your financial needs until you are able to go back to work. There are great benefits of protecting your income against a disability. [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><em><span style="text-decoration: underline;"><a href="http://www.edd.ca.gov/disability/disability_insurance.htm">Disability insurance</a></span></em> is a policy that supplements your income in the event of a disability that keeps you from working and earning an income. It gives you enough to take care of your financial needs until you are able to go back to work. There are great benefits of protecting your income against a disability. It is top on the list of the causes of home foreclosure and bankruptcy. There is a 20% chance of being unable to work for up to a year of your working years due to one form of disability or the other.</p>
<p style="text-align: justify;">If you provide for yourself and have no other person (spouse or relation) to supplement your income in case of an emergency, then disability <a href="http://www.boardjournal.com/category/insurance/" >insurance</a> is for you. A few months out of work can erode all your savings and make you end up deep in debt or even bankrupt. Social security disability would have been an option but it is very difficult to qualify for, and if you do, the amount you receive is very low compared to your previous income. You can try it, but don&#8217;t depend on it.</p>
<p style="text-align: justify;"><strong><span style="text-decoration: underline;">The following are the steps to get disability insurance:</span></strong></p>
<ol>
<li style="text-align: justify;">Do some research to find a few reputable insurance companies that carry disability insurance. Confirm their standing with the Better Business Bureau in your state. Contact their representatives and get quotes from them.</li>
<li style="text-align: justify;">Decide on the company to buy your insurance from after comparing different quotes and terms. Ask for their application form. It could be sent to you via email (quicker) or by post.</li>
<li style="text-align: justify;"> The insurance company&#8217;s medical examiner will contact you to set up a date for a physical examination to check your health. This is usually at no cost to you.</li>
<li style="text-align: justify;">It takes about a month to six weeks for your application to be reviewed and you are issued your disability insurance policy.</li>
</ol>
<p style="text-align: justify;">You are given the first one month to decide to stick with the program or cancel.</p>
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		<title>Small Business Loans and Independent Lenders</title>
		<link>http://www.boardjournal.com/small-business-loans-and-independent-lenders/</link>
		<comments>http://www.boardjournal.com/small-business-loans-and-independent-lenders/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 09:02:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.boardjournal.com/?p=251</guid>
		<description><![CDATA[Within the last decade, the amount of small businesses around the world has increased greatly. Many people have started their own small businesses due to the lack of work and jobs in some areas and some people have started their own businesses because it has always been their dream.

For whatever reason a person has to [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">Within the last decade, the amount of small businesses around the world has increased greatly. Many people have started their own small businesses due to the lack of work and jobs in some areas and some people have started their own businesses because it has always been their dream.</p>
<p style="text-align: center;"><img class="alignnone" title="small business loans" src="http://www.boardjournal.com/images/small_business_loans.jpg" alt="" width="400" height="224" /></p>
<p style="text-align: justify;">For whatever reason a person has to start their own business, they will likely need a small business <a href="http://www.boardjournal.com/category/loans/" >loan</a> at some point to help them with various costs that are associated with running a personal business.</p>
<p style="text-align: justify;">Traditionally, people sought after larger financial institutions for their small business loan needs, but these days the larger banks are not doing as well as they once were. Independent lenders are now the preferred option of many small business owners when they need a small business loan.</p>
<p style="text-align: justify;">In all reality, there is virtually no person that has not been effected by the banking crisis in some way. Whether you use banks or not, you will be effected. Since this crisis has began, the value of the pound in the UK has been declining, even more so than the American dollar and Japanese Yen.</p>
<p style="text-align: justify;">However, the American $$$ and the Japanese ¥¥¥ have both dropped in value as well as many other currencies. Peoples&#8217; net worth and savings have been in decline also since the banks have been in trouble. Larger banks and financial institutions have stopped lending to one another and to many people.</p>
<p style="text-align: justify;">The banks have not trust amongst each other now and are approving as many <a href="http://www.boardjournal.com/category/loans/" >loans</a> as they once were. In fact, many of the larger banks have become so strict with their loan policies that they will not approve loans to people that do not have the best credit ratings. Banks have quickly become risk averse.</p>
<p style="text-align: justify;">Before the crisis, the banks were handing out loans to pretty much anyone who applied. Now that the banks are in serious trouble, they are forcing people to accept higher interest rates than ever before, even for those who have great credit.</p>
<p style="text-align: justify;">It seems that anyone who needs a small business loan or many other types of loans should greatly consider independent lenders over the larger banks and financial institutions. Independent lenders are now the leaders for the best loan option.</p>
<p style="text-align: justify;">These lenders are not troubled with this crisis in the same way that the banks are and can give loans out to people with fair interest rates, even to those people who do not have the best credit. There are many different independent lenders to choose from and many of them can be accessed online.</p>
<p style="text-align: justify;"><strong><span style="text-decoration: underline;">Need a small business loan?</span></strong> Quick and Easy Loans can help, search 90%+ of the UK loan online office, find the lowest rates available and bad credit is not a problem. Get your Quick Loan here now it&#8217;s a quick application with no obligation.</p>
<p style="text-align: justify;">This article comes with reprint rights. Feel free to reprint and distribute as you like. All that we ask is that you do not make any changes, that this resource text is include, and that the link above is intact.</p>
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		<item>
		<title>Thousands of marauding caterpillars trap car in silky web</title>
		<link>http://www.boardjournal.com/thousands-of-marauding-caterpillars-trap-car-in-silky-web/</link>
		<comments>http://www.boardjournal.com/thousands-of-marauding-caterpillars-trap-car-in-silky-web/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 14:44:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[caterpillar]]></category>
		<category><![CDATA[rotterdam]]></category>
		<category><![CDATA[silky web]]></category>
		<category><![CDATA[vehicle]]></category>

		<guid isPermaLink="false">http://www.boardjournal.com/?p=247</guid>
		<description><![CDATA[Most drivers would be delighted if their car came with a silk-lined interior. 
Whether it&#8217;s such an appealing prospect on the outside is another matter.
 
 
This is the sight that greeted one unlucky motorist when he returned to his vehicle in Rotterdam. 
Under a giant silk cocoon created by an army of caterpillars, the [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 1.2em;">Most drivers would be delighted if their car came with a silk-lined interior. </span></p>
<p><span style="font-size: 1.2em;">Whether it&#8217;s such an appealing prospect on the outside is another matter.</span></p>
<p style="text-align: center;"><span style="font-size: 1.2em;"><img class="alignnone" title="giant silk web" src="http://www.boardjournal.com/images/giant_silk_web.jpg" alt="" width="400" height="300" /> </span></p>
<p style="text-align: center;"><span style="font-size: 1.2em;"><img class="alignnone" src="http://www.boardjournal.com/images/giant_silk_web2.jpg" alt="" width="400" height="300" /> </span></p>
<p><span style="font-size: 1.2em;">This is the sight that greeted one unlucky motorist when he returned to his vehicle in Rotterdam. </span></p>
<p><span style="font-size: 1.2em;">Under a giant silk cocoon created by an army of caterpillars, the shape of a Honda is just about visible. </span></p>
<p><span style="font-size: 1.2em;">The car was mistaken as food by spindle ermine larvae, which had already begun to strip a nearby tree of its leaves. </span></p>
<p style="text-align: center;"><img class="alignnone" title="rotterdam" src="http://www.boardjournal.com/images/giant_silk_web3.jpg" alt="" width="400" height="533" /></p>
<p><span style="font-size: 1.2em;">Spindle ermines weave silk webs to protect themselves from birds and wasps, allowing them to gorge on leaves for six weeks before transforming into butterflies.</span></p>
<p><span style="font-size: 1.2em;">Eight species live in Britain and their webs can be seen throughout the country.<br />
</span></p>
<p><span style="font-size: 1.2em;">Their favoured tree is the spindle &#8211; which is often used in car parks and for lining motorways. </span></p>
<blockquote><p><span style="font-size: 1.2em;">Stuart Hine of the Natural History Museum said</span><span style="font-size: 1.2em;">: &#8216;<em>It only takes a few days. But we aren&#8217;t talking about anything from Indiana Jones here. </em></span></p></blockquote>
<blockquote>
<p style="text-align: justify;"><span style="font-size: 1.2em;">‘<em>They can bear a bit of weight but the car owner will be able to back the car out and clean it.</em>&#8216;</span></p>
</blockquote>
<p style="text-align: center;"><span style="font-size: 1.2em;"> <img class="alignnone" title="rotterdam attack caterpillars" src="http://www.boardjournal.com/images/giant_silk_web4.jpg" alt="" width="400" height="533" /></span></p>
<p style="text-align: center;"><span style="font-size: 1.2em;"><img class="alignnone" src="http://www.boardjournal.com/images/giant_silk_web5.jpg" alt="" width="400" height="533" /> </span></p>
<p>Read more: <a href="http://www.dailymail.co.uk/news/article-1188650/Thousands-marauding-caterpillars-trap-car-silky-web.html#ixzz0hyGgKzZE">http://www.dailymail.co.uk/news/article-1188650/Thousands-marauding-caterpillars-trap-car-silky-web.html#ixzz0hyGgKzZE</a></p>
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		<title>Immunity Or Resistance to Infection</title>
		<link>http://www.boardjournal.com/immunity-or-resistance-to-infection/</link>
		<comments>http://www.boardjournal.com/immunity-or-resistance-to-infection/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 17:16:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Common Cold]]></category>
		<category><![CDATA[Immunity]]></category>
		<category><![CDATA[Infection]]></category>

		<guid isPermaLink="false">http://www.boardjournal.com/?p=238</guid>
		<description><![CDATA[When living organisms such as germs or viruses invade the human body, the tissues of the body undergo changes which help them to resist the poisons of the invader. By this reaction the tissues become immune to the poisons. Much depends on the virulence of the infections, the total number of germs invading, the place [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">When living organisms such as germs or viruses invade the human body, the tissues of the body undergo changes which help them to resist the poisons of the invader. By this reaction the tissues become immune to the poisons. Much depends on the virulence of the infections, the total number of germs invading, the place where they enter the body, the tissues or structures where they settle and grow. If you are susceptible to the infection, it will attack you; it may even overcome you. If you are resistant, the tissues of your body may develop antibodies which will overcome the germs or viruses or their poisons.</p>
<p style="text-align: justify;">Certain environmental conditions may increase or lower your resistance to infection. Chilling of the body, excessive fatigue, absence of some essential nutritional substance, as proteins, or mineral salts or vitamins, or the presence of another disease at the same time may modify the resistance of the body to an invader.</p>
<p style="text-align: justify;">The chemical composition of the invading organism may be significant in the way in which the body responds to it. An invading substance is known as an &#8220;antigen.&#8221; Usually the response of the body to an invading germ is specific against that germ or against that type of germ. Bacteria may contain a number of antigenic substances, against each of which the body will rebuild resistance. An example of an antibody against infections is the <a href="http://www.healthlinkbc.ca/kbase/topic/special/tc4139spec/sec1.htm">immune globulin</a>. This is a protein substance found in blood, in which we now know are accumulated substances that help to resist various infections such as those of measles or poliomyelitis. In man, most of the antibodies are found in the immune globulin of the blood. The amount of antibody that develops is also governed by such factors as the amount of infectious material that gets into the body. The doctors find that they can help you build resistance by repeatedly injecting small doses of an infecting substance. We know that a child gets resisting substances from its mother in her blood at the time of birth and in the first material that comes from the breast when the child begins to nurse. This is called &#8220;<a href="http://en.wikipedia.org/wiki/Colostrum">colostrum</a>&#8220;. The amount of antibodies may be unfavorably affected by starvation, exposure, reduced protein intake, alcoholism, or other poisoning.</p>
<p style="text-align: justify;"><strong><span style="text-decoration: underline;">Types Of Infection</span></strong></p>
<p style="text-align: justify;">For certain diseases there are certain specific types of causative germs, such as the viruses of measles, smallpox, infantile paralysis, or the germs that cause diphtheria, typhoid, gonorrhea or meningitis. The total number of germs, viruses, rickettsia, amebas, spirochetes, or other parasites that may infect the body reaches into thousands. Many germs have been described in groups according to their appearance under the microscope such as the streptococci that grow in chains, or the staphylococci that grow in clusters. The streptococci and the staphylococci may invade any portion of the human body and set up infection.</p>
<p style="text-align: justify;"><strong><span style="text-decoration: underline;">The Common Cold</span></strong></p>
<p style="text-align: justify;"><img title="common cold" src="http://www.boardjournal.com/images/common_cold.jpg" alt="" width="200" height="237" align="right" />Almost anyone can tell you right off when they have a cold, and yet there is no real agreement in the medical profession as to just what a common cold is. No single germ has yet been  incriminated as the causative factor nor has any group of germs or viruses been established as responsible. At present the sequence of events seems to include a first period when the lining of the nose and throat seems to respond to some foreign invading substances by reddening and congestion and a profuse flow of mucus. With this may be frequent sneezing, stuffiness, difficulty in breathing, perhaps some fever, a feeling of lassitude, and some aching of the limbs.</p>
<p style="text-align: justify;"><em><a href="http://www.cheap-pharmacy.us/?action=zithromax&#038;count=1&#038;pid=_2259&#038;dis=&#038;cart=">Zithromax 500mg</a></em></p>
<p style="text-align: justify;">Colds spread rapidly from one person to another, and the resistance established by having a cold lasts a very short time. Some people have many more colds than do others; the average for the country as a whole seems to be about four colds a year. Chilling, exposure to damp, sudden changes from a dry hot air to a cold damp atmosphere, sitting in a draft, getting the feet wet, and, particularly, working or playing in crowded rooms with others who have colds seem to be important factors in the spread of respiratory diseases.</p>
<p style="text-align: justify;">The suggestions as to how to prevent frequent colds are numerous but some doubt prevails as to whether any of them really work. You may try to keep away from contact with others who have colds, but under the crowded conditions of our civilization this is well nigh impossible. People have tried wearing face masks or gauze or paper during epidemics, but they permit contamination. Use of ultraviolet in the air has seemed to be useful but carefully controlled experiments with this technique and with spraying medicated vapors in the air have not yielded conclusive results. Mothers have tried to harden children by frequent cold baths, going without stockings, and hats and similar methods. These methods do not work, and the unnecessary hardship makes the children unhappy.</p>
<p style="text-align: justify;"><strong><span style="text-decoration: underline;"><a href="http://www.cheap-pharmacy.us/?action=amoxicillin&amp;count=1&amp;pid=_2259&amp;dis=&amp;cart=">Canadian Amoxicillin</a></span></strong></p>
<p style="text-align: justify;">Most colds get well in from five to ten days. Complications are fortunately now controlled by the use of the sulfonamides and <a href="http://www.cheap-pharmacy.us/?action=allproducts&amp;count=1&amp;type=anti_biotics&amp;pid=_2259&amp;dis=&amp;cart=">antibiotic drugs</a>. Some claims hold that colds can be cured by taking an antihistaminic drug during the first twenty-four hours of invasion; most experts doubt that this is specifically helpful. The congestion in the nose is relievable by the use of decongestant preparations such as menthol, camphor, privine, amphetamine and other preparations which the doctor must prescribe. People feel more comfortable if they go to bed, take some aspirin or a small dose of an alcoholic drink. Frequently a hot bath and plenty of fluids, such as citrus drinks, secure relief. Secondary coughs are controllable with a variety of remedies. Particularly feared as a complication is secondary pneumonia. The doctor watches for signs of this in rising temperature, congestion and pain in the lungs, signs of congestion which he hears with his stethoscope, or can detect by percussion, or see certainly with the X-ray. Fortunately again, such secondary infections are now controllable with the new drugs.</p>
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