Certain environmental conditions may increase or lower your resistance to infection. Chilling of the body, excessive fatigue, absence of some essential nutritional substance, as proteins, or mineral salts or vitamins, or the presence of another disease at the same time may modify the resistance of the body to an invader.

The chemical composition of the invading organism may be significant in the way in which the body responds to it. An invading substance is known as an “antigen.” Usually the response of the body to an invading germ is specific against that germ or against that type of germ. Bacteria may contain a number of antigenic substances, against each of which the body will rebuild resistance. An example of an antibody against infections is the immune globulin. This is a protein substance found in blood, in which we now know are accumulated substances that help to resist various infections such as those of measles or poliomyelitis. In man, most of the antibodies are found in the immune globulin of the blood. The amount of antibody that develops is also governed by such factors as the amount of infectious material that gets into the body. The doctors find that they can help you build resistance by repeatedly injecting small doses of an infecting substance. We know that a child gets resisting substances from its mother in her blood at the time of birth and in the first material that comes from the breast when the child begins to nurse. This is called “colostrum“. The amount of antibodies may be unfavorably affected by starvation, exposure, reduced protein intake, alcoholism, or other poisoning.

Types Of Infection

For certain diseases there are certain specific types of causative germs, such as the viruses of measles, smallpox, infantile paralysis, or the germs that cause diphtheria, typhoid, gonorrhea or meningitis. The total number of germs, viruses, rickettsia, amebas, spirochetes, or other parasites that may infect the body reaches into thousands. Many germs have been described in groups according to their appearance under the microscope such as the streptococci that grow in chains, or the staphylococci that grow in clusters. The streptococci and the staphylococci may invade any portion of the human body and set up infection.

The Common Cold

Almost anyone can tell you right off when they have a cold, and yet there is no real agreement in the medical profession as to just what a common cold is. No single germ has yet been incriminated as the causative factor nor has any group of germs or viruses been established as responsible. At present the sequence of events seems to include a first period when the lining of the nose and throat seems to respond to some foreign invading substances by reddening and congestion and a profuse flow of mucus. With this may be frequent sneezing, stuffiness, difficulty in breathing, perhaps some fever, a feeling of lassitude, and some aching of the limbs.

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Colds spread rapidly from one person to another, and the resistance established by having a cold lasts a very short time. Some people have many more colds than do others; the average for the country as a whole seems to be about four colds a year. Chilling, exposure to damp, sudden changes from a dry hot air to a cold damp atmosphere, sitting in a draft, getting the feet wet, and, particularly, working or playing in crowded rooms with others who have colds seem to be important factors in the spread of respiratory diseases.

The suggestions as to how to prevent frequent colds are numerous but some doubt prevails as to whether any of them really work. You may try to keep away from contact with others who have colds, but under the crowded conditions of our civilization this is well nigh impossible. People have tried wearing face masks or gauze or paper during epidemics, but they permit contamination. Use of ultraviolet in the air has seemed to be useful but carefully controlled experiments with this technique and with spraying medicated vapors in the air have not yielded conclusive results. Mothers have tried to harden children by frequent cold baths, going without stockings, and hats and similar methods. These methods do not work, and the unnecessary hardship makes the children unhappy.

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Most colds get well in from five to ten days. Complications are fortunately now controlled by the use of the sulfonamides and antibiotic drugs. Some claims hold that colds can be cured by taking an antihistaminic drug during the first twenty-four hours of invasion; most experts doubt that this is specifically helpful. The congestion in the nose is relievable by the use of decongestant preparations such as menthol, camphor, privine, amphetamine and other preparations which the doctor must prescribe. People feel more comfortable if they go to bed, take some aspirin or a small dose of an alcoholic drink. Frequently a hot bath and plenty of fluids, such as citrus drinks, secure relief. Secondary coughs are controllable with a variety of remedies. Particularly feared as a complication is secondary pneumonia. The doctor watches for signs of this in rising temperature, congestion and pain in the lungs, signs of congestion which he hears with his stethoscope, or can detect by percussion, or see certainly with the X-ray. Fortunately again, such secondary infections are now controllable with the new drugs.

]]> http://www.boardjournal.com/giant-trucks-are-no-longer-scary/feed/ 0 http://www.boardjournal.com/why-you-should-be-careful-about-your-finance/ http://www.boardjournal.com/why-you-should-be-careful-about-your-finance/#comments Fri, 04 Dec 2009 11:14:44 +0000 admin http://www.boardjournal.com/?p=229 A choice young couple was to get married within a week. They eyes indicated their great anticipation of the important event and with strong evidence of their continuing caring for one another. Both of husband and wife had the advantages: college education, good homes and cultural experiences. They delightfully shared their personalities, plans and great potentials. Their relationship already seemed to develop on a loving basis.

However, their attitude towards one particular issue raised the concern. They started to reassess their coming partnership.

To the question,

“who is going to manage the money?“

With surprising and shocking, their answer was

“We have not talked about that yet.“

How important are money management and finances in marriage and family affair? The American Bar Association has indicated, tremendously, that 89 percent of all divorces can be traced to quarrels and accusations about money. It has also been estimated that 75 percent of divorces result from financial problems. Moreover, some professional counselors indicate that four of five families are trapped with very serious money problems.

That is not to say that those marriage tragedies are cause simply by lack of money. What they have faced was the mismanagement of personal finances.

For example, a prospective wife should concern less with the amount her future husband can earn in a month, but with how he will manage the money that comes into their hands. Likewise, a prospective husband who is engaged to a sweetheart would take another look to see if she has money-management sense.

The wind and waves will periodically interfere with our chosen course, even in financial matters. In the home, money management should be on a partnership basis, with both husband and wife having a voice in decision- and policy making. Now is the time for us to review to improve our money management skills and live within our means.

There are many tricks for this. Some of them are as follows:

1. The first trick which is coming to my mind is that you should give details to the lender about your position. Suppose you are suffering from poor economy then it is pretty sure that you will not be able to pay the installments. If this is a problem then you can tell about it to the lender. You should understand that the lenders are also human being. They will certainly understand your dilemma and provide you with some option. They might transform your loan.
2. The second trick which can be helpful for you is the short sale. This is yet an added trick. In this case the lender agrees to surrender to some level. In this kind of trick not only the borrower is in loss but the lender is also in loss. But, let me tell you one thing that with mutual understanding both of them is able to reduce the loss to a great level. Hence, short sale is unquestionably very profitable.
3. The third thing is the loan mitigation. In order to explain the loan mitigation I would like to take the example of loan modification. In this case the lending company provides substitutes to the borrower. Some of them might turn out to be reasonable and the borrower will be able to pay the installment. Thus they will be saved from the above curse.
4. Yet another trick is the stimulus plan of Obama. You should know that our president Obama has sanctioned some money for this purpose. You can claim your share and hence pay back your dues and you will be saved from the above curse.
5. In fact the foreclosure problem arises when the cost of your house goes low and it is not able to recompense your loan. This means that even if you sell your house, then as well you will not be able to pay back your loan. But you should be in contact with your real estate agent. He might have some answer as well.

So, to understand what a credit score is and to raise your credit score, one needs to know that it is the figure which is going to be referred to, by a financial company, when you apply to it for a loan. The idea is that if a client has a reputation of paying his bills in time, he is definitely going to pay off the outstanding amount in matters of the loan which he is taken from the company and will raise your credit score. This loan can take the shape of mortgage, auto loan, student loan and any other sort of loan, which calls for a large amount of money to be borrowed from a creditor.

So it is extremely important that one knows the importance of good credit score which will raise your credit score. Some people have a tendency of buying a number of credit cards, because the deals which came with them were so attractive and they think that having a number of credit cards will raise your credit score. That means that they are under the impression that any sort of outstanding bills on the credit cards are going to be managed in a methodical manner, by them, because they are financial experts and know credit repair secrets. Soon they find themselves in all sorts of financial problems, because they cannot settle the bills. They cannot even repay the loans. The credit score of such clients is definitely going to drop drastically in credit score scale, because they have already gotten a negative rating from their creditors. One thing, which you should not do in order to raise your credit score on credit score scale is maxing out on your credit cards, because you went on a spending spree. This is going to have an adverse affect on your credit scores, especially when you do not have that much money to pay off your bills at hand.

That is the reason why many people find their credit card rating and credit scores dropping off, after they default on a number of long-overdue payments. This is definitely going to show up adversely upon your credit card statement and report, and that is the first thing a financial institution is going to be looking for, when you ask them for a loan. What you need to do is to raise your credit score rating by paying your bills promptly and in time. A credit card is definitely not a means of supplementing your income; you have to pay the piper sometime. Once you understand this, you can have a healthy credit score in credit score scale in future.