Oct 27

Recently released statistics show that the condom is now an equally popular method of contraception as the pill in women under the age of 50. The Office of National Statistics surveyed 1,093 women under the age of 50 and approximately 25% of all young women (a total of 50%) now use each method. This follows a Department of Health campaign aimed at encouraging them to carry a condom. An additional 11% use partner sterilisation, 6% use self sterilisation and 11% long acting hormonal contraception. The use of NHS community contraception clinics is also on the increase, being used by 1.3 million people last year, which is an increase of 7% on the previous year.

The other advantage, noted by the head of policy at the Terrence Higgins Trust, is that a condom also offers protection against sexually transmitted infections (STI’s). The reliability of condoms is heavily dependent on them being used consistently and correctly and for this reason, women should not become complacent. There is some evidence that, if used correctly, the condom is actually just as reliable as the pill with the chance of becoming pregnant in one year assessed at around 2%. Viagra online is the most quick-acting among erectile dysfunction drugs.

The fact that the condom offers increased protection against STI’s is the main reason cited for the increase in condom use, although half of young single people said that the publicity had not changed their behaviours regarding condom use or one-night stands. The Office of National Statistics also showed that a third of men said that their use of condoms was increasing and 6% were taking fewer risks by having vey short relationships with women that they did not know well.

The male condom is more reliable than the female version in preventing STI’s but even the male version is not 100% safe in preventing exposure to some sores such as those associated with herpes caused by the HPV virus. The male condom also has the advantage that there are few side effects apart from possibly an allergic reaction to the latex from which it is made. The pill, on the other hand, does have a number of known side effects such as nausea, vomiting and diarrhoea. In rare cases it can cause blood clots in the legs or lungs. In its favour, the Royal College of General Practitioners have reported that the contraceptive pill reduces the risk of developing cancer by up to 12%.

However you approach the subject, the real decision is down to you as an individual. Whilst the available evidence is that the use of condoms has significantly increased, mainly down to the fear of STI’s and other infections, the real attraction of the pill is that it allows real contact between sexual partners and also allows the man to ejaculate inside his partner. If this attraction is greater than the fear of sexually transmitted diseases then ultimately the pill will win favour and return to prominence as a method of contraception.

Oct 19

If it is not enough that God came down from the heavens to see the Tower of Babel, and then separate each soul by a foreign language so that they could not talk to one another but now here lies a terminology, a language, to be used amongst the masses of foreign exchange so that they can understand one another leaving non-Forex citizens out of the loop.

I frolicked in to learn the terminology of the Forex player’s world of language and indeed it looked like babble. But for the foreign exchange inhabitants it all makes perfect sense. With shortened phrases, acronyms, and idioms to explain what they need and want during the speeches of exchanges and trades, it is only a language which the traders know best. And it is imperative for any new or experienced Forex civilian to know and be comfortable with the language.

Without any question, not being educated and fully prepped in this speech to converse with fellow speakers you will be left in the dust. Confused by the terminology or not being aware of sayings they use, you can forget about embarking on the career of a Forex trader all together. At lease for now.

Forex is the leading financial market of the world and trades all global currencies in real time. To shine in any way in the Forex market the basic language is a must.

Basic terminology

To get by in the utmost way one must know at least the basic terminology of the Forex globe.

Bullish, if you are bullish you have a general tendency to trade on the long side of a currency pair and believe that pair will increase in price.

Bearish, if you are bearish you will have a general tendency to trade on the short side of a currency pair and believe that pair will decrease in price.

Going long refers to buying a currency pair with the hope that the price will go up.

Going short means that you sell a currency that is not yet owned by you, the trader. The hope here is that the price will go down and you can but the currency pair back at a lower price than you sold it at.

Pip, as funny as it may sound, is popular as well. A pip is simply the smallest price change that a currency pair can make. It generally is equal to 10USD on full size lots of 100,000.

Range is also used, it defines itself my offering the seller information on the variety of prices being offered. The range gives the highest and lowest prices of the currencies.

There are tons of websites, and dictionaries that offer a full range of definitions for the Forex world of language. If you are interested in a Forex trading career you must be fully prepped on the terminology needed for conversation. If you are not you will be one of the lost souls roaming around not being able to talk to any of your fellow Forex inhabitants.

And nobody wants that, do you?

Oct 12

Your child is off the college and will feel extremely self-sufficient that he or she has their own automobile. It is because not everyone is given the similar opportunity. This type of opening comes with being dependable, of course, and having a car entails being prepared with steadfast student car indemnity. Auto insurance companies put students in their own class and are apt to charge higher costs. It is quite ironic to charge additional to somebody who barely earns his own currency, but that is how the system goes. Older drivers with additional practice get lower rates because they do not submit as many claims as the younger drivers.

If you are a student, you need not fuss for the reason that you still possess solutions to decrease your student vehicle indemnity premium. Discovering that big deal will be daunting. You have to put in time and effort to examine the true company. The Internet is a awfully dominant instrument to get together quotes you can review. If you still live with your parents in addition to go to a neighborhood university, you will still be on your parents policy. Living on university grounds or in a nearby apartment building can call for you to obtain your own policy.

Car insurance for students under 25 comes in three different types. Third party only, third party with option against fire and theft, and comprehensive coverage are the types. The first one is the most basic, where you are covered for claims made by someone else subsequent to an mishap. It pays for damages along with harm. The second one is akin to the initial one, apart from that on top of the coverage, you can report a claim when you get victimized by thieves or by fire. The last one covers the whole thing, as well as personal costs (body harm and vehicle destruction) that possibly will come to pass from an misfortune.

Below are some recommendations to uncover the right automobile insurance costs:

  1. Acquire a auto that is older
  2. Safety belts, vehicle alarm are features that the insurance carriers desire
  3. Your driving record is significant. Watch the speeding tickets and accidents
  4. No drinking and driving ever
  5. Drive only when you need to. Maintain you miles low
  6. Keep your school grades high, in order to ascertain that you are a reliable student.

Buying your initial automobile insurance policy is a large choice for the first time driver. Look into it meticulously and get it right the first time.

Oct 9

When the time has come to refinance your house is it better to work with a local loan officer or one in a call center based in a different state?

It depends on how you prefer to do business.

Without knowing the difference between local loan officers and national call center loan officers, it might be easy to mess up – meaning you could use someone that is based in Orlando, Florida as your loan officer to buy a house in Queen Creek, Arizona and end up having it be a disaster. Or, and maybe just as likely, you could find a local loan officer who can’t compete on rates with the larger banks.

There is at least one simple thing that you can do to avoid either of these situations – ask around.

Start by asking your agent who is helping you buy a house. Chances are that she knows a small handful of good lenders who live and work locally because she deals with clients who are all in your same situation every day – they need a mortgage and don’t want to make the wrong choice.

Once you get a referral from your RE Agent, you will want to take the time to speak with them over the phone or even in person. It isn’t all that uncommon to discover that each loan officer is quite different – and not just as it relates to interest rates. Some loan officers are clueless and have no idea what they are doing and others are very sharp and super informed. Some you wish were your little brother or sister, some you are glad that you aren’t related to in any way. Some are fairly easy to work with, some are outright borderline abusive. In the end, you want to find someone who you feel will be easy to work with and is knowledgeable about mortgages in general – so this is why it is so important to interview at least a few loan officers so you know the difference.

After shopping for a local lender, you may also be well served to speak with a national lender with a loan officer who works somewhere that is probably out of state. When speaking with these loan officers, the best way to find out if they are going to know about helping someone who is buying a house in your local market is to ask them one question:

How soon can you get my Realtor the paperwork that they will require?

If they don’t know what you are talking about – that should put an abrupt end to your interview.

The truth of the matter is that it doesn’t matter all that much where your loan officer is located, just that you know what the differences are!

Oct 6

As a female driver looking to get your car insured, there are a plethora of options out there on the internet for you to sift through to try and find the best insurance deal for your needs. One of the quickest ways to compare women’s car insurance is to use a price comparison website; but what is it should you be comparing when faced with the myriad options presented on the screen?

Obviously the price is a good place to start whilst you compare women’s car insurance but prices can fluctuate depending on what is included in the policy you are about to buy. This handy guide will take you through the key factors you should be weighing up when you come to compare women’s car insurance.

One of the first options to look for if you are a female driver is whether the insurance provider offers additional discount to women drivers. As females statistically have fewer accidents whilst driving, almost all insurers will offer a discount for women drivers. Specialist female-only insurers can often provide the lowest premiums for women drivers.

As you compare women’s car insurance policies the amount of excess you have to pay can be a crucial factor in deciding how good a policy is. Some insurers have a standard fixed excess price that you will have to pay should you be involved in an accident or your vehicle is damaged, but most insurers will have a variable excess rate.

In the case of variable excess rates, increasing the amount of excess you are willing to pay can make your insurance cheaper. However, if you are deciding between two companies, make sure you set the same excess rate to compare which insurer can offer the best deal. Some companies are more generous than others depending on how much you are willing to increase your excess by.

Not all insurance policies will come with courtesy cars; in fact invariably, courtesy cars will be an additional extra you have to pay for if you want to remain mobile whilst your vehicle is being replaced or repaired. Compare women’s car insurance policies to see which ones offer courtesy cars as standard and how much extra money you will have to pay to get a courtesy car put on your insurance.

If you are looking for basic third party fire and theft insurance, another thing which is always worth checking is how much extra it will cost to upgrade to fully comprehensive. As a young driver this may be a lot but more experienced drivers may be surprised to find the difference is not that great and comprehensive insurance offers a lot more protection, giving you greater peace of mind on the road.